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Received: OctoAccepted: MaPublished: April 17, 2020Ĭopyright: © 2020 Robertson et al. PLoS ONE 15(4):Įditor: Jason Anthony Aimone, Baylor University, UNITED STATES
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Receiving a settlement in a personal injury case can put an injured victim’s mind at ease regarding how to cover medical costs as well as continue to sufficiently support their household.Citation: Robertson CT, Yuan A, Zhang W, Joiner K (2020) Distinguishing moral hazard from access for high-cost healthcare under insurance. An injured victim should always ensure to include all types of medical bills in their losses, including any expenses paid out of pocket or covered by health insurance. Medical expenses constitutes one of the primary losses at issue in almost every personal injury case. If an insurance policy or settlement offer is inadequate, the injured victim can seek payment for their past and future medical costs by filing a claim for personal injury in Tampa courts against any parties that were negligent in causing the accident and injuries. In cases involving dangerous premises or medical malpractice, an injured victim may be able to successfully receive an insurance settlement to cover all medical costs and similar losses. If a victim sustains injuries in an accident other than a motor vehicle accident and someone else was at fault, they may be able to obtain support from the responsible party’s insurance company. If that policy is exhausted, a victims can then use their health insurance policy until they are able to receive a personal injury or insurance settlement. PIP will then cover the expenses of medical treatment up to the policy limit and for a certain period of time. In the event of a motor vehicle accident, an injured motorist can make a claim under PIP whether they were at fault in the accident or not.
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In Florida, every driver is required to have at least a minimal insurance policy for personal injury protection (PIP). Personal Injury Protection (PIP) Policies It is no wonder that many people wonder how they are going to pay these bills after sustaining an injury. This financial stress only adds to the existing stress of physical recovery from an injury. Suddenly facing bills for even a fraction of the above treatments can cause difficulty in paying everyday expenses and can wreak financial havoc in the lives of injured victims and their families. While all individuals injured in an unexpected accident will not require all of the above types of treatment, even a few of the above can result in overwhelming medical bills.
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Do I Have To Take Time Off For A Work Injury?.How to File for Workers’ Compensation in Florida.Workers’ Compensation Statute of Limitations.Can I Be Fired For Filing For Workers’ Compensation?.How Do I Pay Medical Bills After Sustaining an Injury?.Do I Have To Go To Court To Get a Settlement?.Determining Who Is at Fault for an Injury.Determining Damages in a Personal Injury Claim.Different Types of Personal Injury Cases.What If I Was Hit By An Uninsured Driver?.Do I Need An Attorney To Handle My Car Accident Case?.How To Prove Injuries In A Car Accident.